New: Up to 72 months. A maximum of 90 days may elapse from the contract date to the first payment due date. Retail contract is scheduled as 72equal payments over a contract term of 75 months (90-Day Deferred First Payment). Please be advised finance charges accrue from the contract date. Earned interest over the deferred period will be amortized over the term of the contract, but will not be added to the principal. Terms greater than 75 months are not available. Toyota Certified Used: Up to 72 months. A maximum of 90 days may elapse from the contract date to the first payment due date. Retail contract is scheduled as 72 equal payments over a contract term of 75 months (90-Day Deferred First Payment). Please be advised finance charges accrue from the contract date. Earned interest over the deferred period will be amortized over the term of the contract, but will not be added to the principal. Terms greater than 75 months are not available. **Right Toyota will pay for an additional monthly payment bringing the total to 120 days. **